Tax Efficiency
We employ a systematic, risk managed methodology, leveraging various strategies across the portfolio process to identify opportunities for tax savings.
For more than two decades, we've been personalizing portfolios to align with individual investor goals and values. Our platform seeks to deliver tailored solutions that help investors maximize portfolio growth and compound their wealth over time.
The economic landscape is constantly shifting. We combine long-term approaches with tactical views to seek to provide a diversified asset allocation strategy, balancing risk and returns amid ever-changing markets.
Tax-Loss Harvesting
Tax-loss harvesting is a strategy designed to reduce your tax bill, so you can potentially keep more of what you earn from your investments. It works by selling investments at a loss and using those losses to offset some, or possibly all, of the capital gains from investments that you sold at a profit.
We continually track holdings for losses year-round, implementing tax-loss harvesting when the benefits outweigh transaction costs, and when tracking error can be maintained within a predetermined margin.
Tax-Efficient Transition
Transitioning from active investing to passive can involve selling appreciated securities, which can incur a tax event. We provide bespoke analysis that helps you navigate the transition.
Portfolio Composition
Portfolio managers may slightly adjust security weights compared to an investor's chosen benchmark. While a higher tracking error may enhance tax management opportunities, it also entails increased risk. We meticulously balance these factors.
Charitable Gifting
Just like asset allocation, different approaches to gifting yield dramatically different results. We help investors decide how much to donate while seeking to maximize their tax benefits.
